Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website located at www.assp.com (the "Site"), operated by Ark Social Security Program Inc., an association incorporated in Papua New Guinea under Registration No. 5-138433013. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree, please do not use the Site.

2. About ASSP

ASSP is a not-for-profit association operating community programs in Papua New Guinea across education, health, economic empowerment, land and settlement support, and community infrastructure. The Site provides information about our programs, partners, and governance, and allows visitors to submit inquiries, register interest, request documents, and (where enabled) contribute donations.

Nothing on the Site constitutes a guarantee of eligibility, acceptance, or receipt of any program benefit, grant, funding, or service. All program participation is subject to our internal criteria, verification processes, and available resources.

3. Eligibility

The Site is intended for use by individuals aged 18 or older, or by a parent/guardian/authorized representative acting on behalf of a minor or beneficiary. By using the Site, you represent that you meet this requirement or are acting in an authorized capacity.

4. Acceptable Use

You agree not to:

• Provide false, misleading, or fraudulent information in any form or communication.
• Use the Site for any unlawful purpose or in violation of any applicable law or regulation.
• Attempt to gain unauthorized access to any part of the Site, its systems, or related networks.
• Interfere with or disrupt the operation of the Site, including via malware, scraping, or excessive automated requests.
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
• Copy, reproduce, or redistribute Site content for commercial purposes without our prior written consent.

We reserve the right to restrict or terminate your access to the Site if we reasonably believe you have violated these Terms.

5. Forms, Submissions, and Communications

When you submit an inquiry, registration, or document request through the Site:

• You confirm that the information you provide is accurate and complete to the best of your knowledge.
• You consent to ASSP contacting you via the phone number or email address provided, for purposes related to your request.
• Submission of a form does not guarantee a response within any specific timeframe, nor does it guarantee program eligibility or acceptance.
• We may verify the information provided against other sources, including community leaders, partner organizations, or public records, where relevant to a program application.

6. Donations and Contributions

If the Site enables donations or contributions:

• Donations are voluntary and, once processed, are generally non-refundable except as required by law or at our sole discretion.
• Payment processing is handled by a third-party payment provider; we do not store full payment card details on our own systems.
• ASSP will use donated funds in accordance with its stated charitable purposes and governing constitution, subject to reasonable administrative costs.
• We reserve the right to decline or return a donation at our discretion, including where we cannot verify the source of funds.

7. Intellectual Property

All content on the Site — including text, graphics, logos, images, program descriptions, and our name and branding — is the property of Ark Social Security Program Inc. or its licensors and is protected by applicable intellectual property laws. You may view and download content for personal, non-commercial use only. No other use, reproduction, distribution, or modification is permitted without our prior written consent.

8. Third-Party Links and Partner References

The Site may reference or link to third-party organizations, partners, or service providers. These references do not constitute an endorsement of, or responsibility for, the content, products, services, or practices of those third parties. Your interactions with any third party linked from the Site are solely between you and that third party.

9. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, availability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free.

Information about programs, eligibility, and partnerships is provided for general informational purposes and is subject to change without notice.

10. Limitation of Liability

To the fullest extent permitted by applicable law, ASSP, its officers, directors, employees, and volunteers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, income, or goodwill, arising from or related to your use of, or inability to use, the Site — even if we have been advised of the possibility of such damages. Our total liability for any claim arising from your use of the Site shall not exceed one hundred Kina (K100).

11. Indemnification

You agree to indemnify and hold harmless Ark Social Security Program Inc. and its officers, directors, employees, and volunteers from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your misuse of the Site, violation of these Terms, or violation of any law or third-party right.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of Papua New Guinea, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Papua New Guinea, unless otherwise required by applicable law.

13. Changes to the Site or These Terms

We may modify, suspend, or discontinue the Site, or any part of it, at any time without notice. We may also revise these Terms from time to time; the "Last Updated" date above will reflect the most recent changes. Continued use of the Site after changes take effect constitutes your acceptance of the revised Terms.

14. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to ASSP, other users, or third parties.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Contact Us

For questions about these Terms, please contact: